Find Lost Kentucky AssetsMillions Waiting Across the Commonwealth
Kentucky's Treasury holds millions in dormant accounts, insurance, stocks, and more. The state's official database is always free, secure, and confidential.
Why Kentuckians use unclaim.ai
Fast official access, trusted privacy, and real help - Louisville, Lexington, Bowling Green, and every KY county.
State Treasurer Official Search
Connect to Kentucky's Treasury database for every resident - Louisville, Lexington, Bowling Green, Covington, and beyond.
Clear Claim Help for Kentuckians
Guided claims for individuals, heirs, businesses, or estates - recover payroll, refunds, insurance, accounts, bonds, and valuables.
Millions Returned Each Year
More than $65 million returned in 2024 alone - Kentucky Treasury's Division safeguards and returns funds to rightful owners. No fee, quick support.
Kentucky Unclaimed Property FAQ
No, there is no deadline. Kentucky Treasury holds property until claimed, regardless of how long it has been inactive or unclaimed. Owners or legal claimants can claim at any time.
Dormant bank accounts, unclaimed payroll/vendor checks, insurance proceeds, bonds, safe deposit boxes, utility refunds, stocks, and security deposits. Real estate and vehicles are excluded.
After three years of inactivity or undeliverable correspondence, banks and institutions report abandoned property. This is then transferred to the Treasury for safekeeping, with notice sent to owners at least 60 days before reporting.
No, the official Kentucky database (Treasury website) is free for both search and filing claims. Independent "finders" may charge, but government claims are always no-cost for rightful owners.
As of 2025, the Kentucky Treasury holds over $40 million in unclaimed assets for just Boone, Campbell, and Kenton Counties. Statewide, over $65 million was returned in 2024. Thousands of residents discover missing money each year - search often!
Kentucky Unclaimed Property Laws
Kentucky Revised Statutes Chapter 393A require banks, insurers, corporations, and more to report dormant property after three years of inactivity. The state treasurer holds these assets indefinitely for rightful owners and heirs - no deadline. Property includes cash, checks, insurance, stocks, bonds, and safety deposit boxes. Read full law:Kentucky Unclaimed Property Law.
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Kentucky Unclaimed Property In The News
Treasurer Metcalf Returns Record $65 Million to Kentuckians
Since taking office in 2024, Kentucky Treasurer Mark Metcalf has returned a record $65 million to residents - dollars reclaimed by families, businesses, and communities across the state.
View Full StoryMore Than $40 Million Waiting in Northern Kentucky
In September 2025, Kentucky's Treasury reported over $40 million awaiting claim in Boone, Campbell, and Kenton Counties alone. Dormant accounts, insurance payouts, stocks, and safe deposit box items are ready for recovery.
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